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Q. Should
I get pre-approved for a purchase?
A. Getting
pre-approved is critical in today’s real estate environment.
Once your loan is approved, your actual loan closing will be
quick and easy.
Q. Do I
need to have perfect credit?
A. No. We
can work with all sorts of credit history including bankruptcy.
Q. Does
Easyqualifier.com share my information with other companies
and/or sell my information to databases?
A. No. Easyqualifier.com
is committed to keeping your information private and we guarantee
that it is protected. We do not share your personal data with
anyone. We request only the minimum information necessary to
process your application.
Q. Do I
need to get an appraisal when I refinance?
A. Yes.
When you are refinancing, you are getting a new loan. So everything,
including the current value of your home, needs to be confirmed.
Q. Why do
I have to pay title insurance?
A. Title
insurance protects the lender and you from any title disputes
that might arise and any liens that might affect the property’s
ownership and lead to foreclosure.
Q. What
is the cost to submit a loan application?
A. There
is no cost to submit an application. However, once we begin
to process a loan application, we must authorize several services,
including a property appraisal and credit report. Payment for
these services will be due by the close of escrow.
Q. Who do
I contact for information once my loan application is being
processed?
A. You can
contact us at (818) 790-6651 Monday through Friday from 9-5
p.m. or you can page the broker at (818) 420-7233. Please leave
a message if you call after hours and we will get back to you.
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