Equal Credit Opportunity Act
"ECOA"
The Federal Equal Credit Opportunity Act prohibits
creditors from discriminating against credit applicants on
the basis of race; color; religion; national origin; sex;
marital status; age (provided that the applicant has the
capability to enter into a binding contract); because all or
part of the applicantıs income derives from any public
assistance program; or because the applicant has in good
faith exercised any right under the consumer credit
protection act.
If you have any questions regarding your rights, or if
you wish to file a complaint, please contact the management
of this financial institution or:
The Federal Trade Commission
Equal Credit Opportunity
Washington, DC 20580
The Fair Housing Act
The Civil Rights Act of 1968, as amended by the Fair
Housing Amendments Act of 1988.
It is illegal to discriminate against any person because
of race, color, religion, sex, handicap, familial status
(having one or more children), or national origin
- In the sale or rental of housing residential lots
- In advertising the sale or rental of housing
- In the financing of housing
- In the appraisal of housing
- In the provision of real estate brokerage services
- Blockbusting is also illegal
Anyone who feels he or she has been discriminated against
should send a complaint to:
U.S. Department of Housing and Urban
Development
Assistant Secretary for Fair Housing and Equal Opportunity
Washington, DC 20410
State of California The Housing Financial
Discrimination Act of 1977 Fair Lending Notice / The Holden
Act
It is illegal to discriminate in the provision of or in
the availability of financial assistance because of the
consideration of:
- Trends, characteristics or conditions in the
neighborhood or geographic area surrounding a housing
accommodation, unless the financial institution can
demonstrate in the particular case that such
consideration is required to avoid unsafe and unsound
practice or
- Race, color, religion, sex, marital status, national
origin or ancestry.
It is illegal to consider the racial, ethnic, religious
or national origin composition of a neighborhood or
geographic area surrounding a housing accommodation or
whether or not such composition is undergoing change, or is
expected to undergo change, in appraising a housing
accommodation or in determining whether or not, or under
what terms and conditions, to provide financial assistance.
These provisions govern financial assistance for the
purpose of the purchase, construction, rehabilitation or
refinancing of one-to-four unit family residences occupied
by the owner. In addition, these provisions govern financial
assistance for the improvement or rehabilitation of an owner
occupied or investor owned one-to-four unit dwelling.
If you have any questions about your rights, or if you
wish to file a complaint, contact the management of this
financial institution or
Department of Corporations
3700 Wilshire Blvd., Suite 600
Los Angeles, CA 90010
Flintridge Mortgage will not exchange general
tracking and IP address information with any other companies
outside the New Century family of companies without your
permission.
Flintridge Mortgage reserves the right to contact
you regarding other Flintridge Mortgage products that
may be of interest to you, but only after you have provided
us with information about you, as collected on the online
loan application or "Contact Us"
page.
None
of the information provided on this web site constitutes
legal, tax, accounting, or other professional advice. All
information included on this web site is believed to be
accurate, although inaccuracies or typographical errors may
exist.
Mortgage
interest rates, loan terms, and other information on this
web site are subject to change without notice.
